Tag: mutual fund

How to cash in on your bonus

Rediff Getting a bonus calls for a celebration. With the right investment tools, you can put your bonus to good use and create wealth. Finance experts, Krishanmurthi Vijyan, CEO, JP Morgan Asset management; Rajivdeep Bajaj, MD Bajaj Capital; and Akhilesh Tilotia, financial advisor, tip you off. How should you invest your bonus? Krishanmurthi Vijyan: Calculate tax on the bonus. Most companies give their employees bonus … Read More How to cash in on your bonus

Here’s how to invest in an SIP

Rediff – part 6 of 6 Mutual funds offer a variety of options through which you can invest in or divest from them: each option has its own advantages and it is very helpful to know of your various options. Lump sum investment: This is the simplest manner of investing in a mutual fund. You have a certain sum of money (lets say, Rs … Read More Here’s how to invest in an SIP

Tax liability on your mutual fund

Rediff – part 5 of 6 When you invest, you can look at the investment from two perspectives: to generate a regular periodic return or to invest for a long term, without bothering about the intermediate returns. Mutual funds are a great avenue for achieving either end. You can either choose to invest in the ‘dividend’ option or a ‘growth’ option to achieve your … Read More Tax liability on your mutual fund

The risks of investing in a mutual fund

Rediff – part 4 of 6 We have seen the advantages of investing in a mutual fund. Now let us look at some of the risks and costs of investing in the same. Risks of investing in a mutual fund: The biggest risk of investing in a mutual fund is one of underperformance. When an investor decides to invest in a particular asset class, … Read More The risks of investing in a mutual fund

6 advantages of investing in a mutual fund

Rediff – part 3 of 6 Having grasped the basic of mutual funds, let us try to understand why you as an investor would want to invest in them. Professional expertise: Investing requires skill. It requires a constant study of the dynamics of the markets and of the various industries and companies within it. Anybody who has surplus capital to be parked as investments … Read More 6 advantages of investing in a mutual fund

Mutual funds, demystified

Rediff – part 2 of 6 We have seen the basic types of assets into which a mutual fund might invest: equity and debt, and how this choice impacts the risk and return characteristics of the funds. However, you would have noticed funds which have now evolved and try to provide you with more fine-tuned products in a specialised niche. Equity funds, in particular, … Read More Mutual funds, demystified

What are mutual funds? Where do they invest?

Rediff – part 1 of 6 It is almost always assumed that anyone reading an analysis on mutual funds (or the fund management industry) knows the intricacies of the same. This is not universally true and, at all times, there are a) new people trying to understand the basics, and b) people who want to brush up their knowledge of the fundamentals. We will … Read More What are mutual funds? Where do they invest?

Making money through debt

DNA “Where do I park my money for the best returns?” is a standard investor query. The standard answer might well be, “put it in equities and forget it for 5-7 years.” But, while there is no denying the power of equities to deliver phenomenal returns over the long term, some tactical moves can help you enhance the returns on your portfolio in the … Read More Making money through debt