Live discussion of Akhilesh Tilotia, Director, PARK Financial Advisors with CNBC Awaaz on the impact of rising interest rates, 31st March 2007 You can watch the video here: YouTube
Rediff – part 2 of 6 We have seen the basic types of assets into which a mutual fund might invest: equity and debt, and how this choice impacts the risk and return characteristics of the funds. However, you would have noticed funds which have now evolved and try to provide you with more fine-tuned products in a specialised niche. Equity funds, in particular, … Read More Mutual funds, demystified
Rediff – part 1 of 6 It is almost always assumed that anyone reading an analysis on mutual funds (or the fund management industry) knows the intricacies of the same. This is not universally true and, at all times, there are a) new people trying to understand the basics, and b) people who want to brush up their knowledge of the fundamentals. We will … Read More What are mutual funds? Where do they invest?
Financial planning and products are all about number work and most of it is fairly complex. It helps if there are certain simplifications to make life easy. One way is to have rules of thumb, which can be quickly applied to understand the situation The Economic Times Here are a few commonly used rules of thumb categorised into mathematical, financial advice and mythical. Mathematical … Read More Learn the easy way, apply rules of thumb
The Economic Times Choosing a financial advisor is like choosing your family physician. Once you are associated with him, it is difficult to restart with another. You have decided to do long term planning for yourself, but a big question remains: how does one choose a financial advisor? Here are a list of attributes that an advisor should have. Credentials Finance is a matter … Read More Do your homework before picking a financial planner
DNA One needs to understand how big the retirement corpus needs to be to lead a comfortable life in the golden years Aman Jain, 27, is an MBA from a top-rated business school with a great job with a major retail chain. He has recently married his batchmate, Namita (also 27), who has a similar work-profile. Both live in a rented apartment in central … Read More How big should my nest-egg be?
DNA “Where do I park my money for the best returns?” is a standard investor query. The standard answer might well be, “put it in equities and forget it for 5-7 years.” But, while there is no denying the power of equities to deliver phenomenal returns over the long term, some tactical moves can help you enhance the returns on your portfolio in the … Read More Making money through debt
Swapnil Pawar and I wrote two articles in the India Infrastructure Review in 2004 while we were second-year students of the Post Graduate Diploma in Business Management (PGDBM) at Indian Institute of Management, Ahmedabad (IIM-A). You can read the articles here: Book (from page 270 of the printed book; page 298 of the pdf) A Faster Road on the Periphery of a City Sprawl … Read More Two articles in the India Infrastructure Review 2004, 3i Network (IDFC, IIM-A, IIT-K)